Finance

Apply for Snap Finance

Your big dreams deserve a little credit. If you’ve fallen in love with one of our sofas but the budget just won’t stretch – or if you’ve just moved in and you want to get your big transformation underway now, we can help you!

We’ve partnered with trusted credit provider  to bring you a super easy credit payment option, that gives up to 24 months to pay at your own pace. Or you can pay in 4 months and pay no interest.

how does it work?

Are you 18+, a UK resident, earn £200+ per week, have an active current account that can accept direct debits and a valid debit or credit card? If yes, then you can apply for finance via our soft credit check finance application. The application WON’T affect your credit score! Find out today!

Representative APR 69.9%

Representative Example: Cost of goods £915, Deposit £15, Amount of credit £900. Annual fixed interest rate 53.30%, Weekly payment £14.22, Term 104 Weeks. Total payable £1493.88, Representative APR 69.9%

See how much you can be approved for now, without affecting your credit score...

We’ve partnered with Snap Finance to give you a flexible payment option called Pain In 4 that suits all types of customers.
Snap have the ability to approve a much wider range of customer while still offering those customers the chance to pay off their loan early and pay no interest.

What is Pay In 4?

Pay In 4 allows you to split the cost of your goods into 4 easy payments and pay no interest.
Because this offer is a feature of every loan, you can change your mind at anytime and choose to spread the cost of your goods over a longer term.

Am I eligible?

  • Minimum 18 years old with a £200 minimum weekly income.
  • Resident in the UK
  • Active current account that can accept Direct Debits
  • Valid Debit or Credit Card

See how much you can be approved for now, without affecting your credit score...

We can help you apply using our computer once you’re in store, or simply tap here to apply online.

To apply for Snap Finance, you’ll need to:

  1. Be a UK resident aged 18 years or older
  2. Have a steady income of at least £200 a week
  3. Have an active current account that can accept direct debits
  4. Hold a valid debit or credit card

Absolutely! Snap Finance uses a proprietary approval process that gives you the best chance of being approved.

You’ll only pay a £15 deposit, and nothing else until your items arrive.

You’ll only pay a £15 deposit for your order, and nothing else until your items arrive. The amount you’ll pay back, including interest, is made clear in your agreement before you accept. And of course with Pay In 4, you’ll pay no interest if you settle your loan in the given timescale.

Currently, you can only have one Snap Finance loan at a time.

No, there is never a penalty for paying off early. In fact, with Pay In 4, you’ll pay no interest if you settle your loan in the given timeframe so, we actually reward you for early settlement!

With Snap Finance, you can split the cost on any order over £215 and under £2250.

See how much you can be approved for now, without affecting your credit score...

The legal stuff

Representative Example: Cost of goods £915, Deposit £15, Amount of credit £900. Annual fixed interest rate 53.30%, Weekly payment £14.22, Term 104 Weeks. Total payable £1493.88, Representative APR 69.9%