Apply for Snap Finance
Your big dreams deserve a little credit. If you’ve fallen in love with one of our sofas but the budget just won’t stretch – or if you’ve just moved in and you wanna get your big transformation underway now, we can help you!
We’ve partnered with trusted credit provider to bring you a super easy credit payment option, that gives up to 15 months to pay at your own pace.
how does it work?
Applying for Snap Finance with us couldn’t be easier! We’ve cut it down to three easy steps:
We’ll only need a £15 deposit, and you won’t pay a penny until your items have been delivered. After that your order will be paid via automatic weekly, bi-weekly or monthly direct debits. No worries.
Want to pay off early? Try Hello15
It’s new way to pay with Snap Finance. Take 15 months credit and if you pay fully in 15 weeks, you won’t pay any interest! And if life happens, you can just continue with your minimum payments over the full 15 months. Just ask for Hello15 when you check out with Snap Finance.
We can help you apply using our computer once you’re in store, or simply tap here to apply online.
To apply for Snap Finance, you’ll need to:
- Be a UK resident aged 18 years or older
- Have a steady income of at least £200 a week
- Have an active current account that can accept direct debits
- Hold a valid debit or credit card
Absolutely! Snap Finance uses a proprietary approval process that gives you the best chance of being approved.
You’ll only pay a £15 deposit, and nothing else until your items arrive.
You’ll only pay a £15 deposit for your order, and nothing else until your items arrive. The amount you’ll pay back, including interest, is made clear in your agreement before you accept. And of course with Hello15, you’ll pay no interest if you settle your loan in 15 weeks.
Currently, you can only have one Snap Finance loan at a time.
Your payment period is 15 months but if you pay off in 15 weeks with Hello15, you’ll pay no interest.
No, there is never a penalty for paying off early. In fact, with Hello15, you’ll pay no interest if you settle your loan in 15 weeks so, we actually reward you for early settlement!
With Snap Finance, you can split the cost on any order over £215 and under £2250.
The legal stuff
Snap Finance reserve the right not to extend credit. Terms and Conditions apply. Missing payments could have severe consequences, including legal proceedings, the possibility of your home being repossessed and may make obtaining credit more difficult. You can get free money advice here: https://www.moneyadviceservice.org.uk/en
The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk